There is one question we are asked more than any other: What do you mean by a “bulletproof” retirement plan?

The answer is simple. If you want to have a bulletproof retirement plan, you must do four things:

  1. Eliminate any risk of losing money.
  2. Minimize costs.
  3. Get the IRS out of your retirement plan.
  4. Protect your retirement plan from the consequences of you or a loved one’s serious illness.

When you consider this list, just how bulletproof is your retirement plan?

Risk of Losing Money

Odds are you’re still participating in a retirement strategy where you risk losing your money. Maybe you never learned the hard lesson many of us did in 2001 and 2008, when the risk of losing our money caught up to us and we lost a major portion of our nest eggs. Or, maybe you believe that in order to grow money you have no choice other than to risk losing money.

Fortunately, we can show you ways to grow your money without any risk of losing your money, and which deliver growth potential equal to or better than strategies that do risk losing your money.

Minimize Costs

Are you paying someone in the hope they will grow your money without losing your money? How much?

My guess is you don’t know how much. In fact, most Americans are naive enough to think they are paying nothing or almost nothing.

The data says different. Studies have shown that most Americans are utilizing retirement strategies that are costing them 1-4% annually and that deceptively small cost can add up over one’s career to hundreds of thousands of dollars. That’s cold hard cash that can and should be yours to spend during your retirement.

We can also show you ways to grow your money while minimizing your costs and where you receive benefits well worth any costs that you do choose to pay. 


When you get to your retirement, do you want the money you’ve worked your entire life to accumulate to be taxable or tax-free? Of course, your answer is tax-free.

But if this is the case, then why are you attempting to grow your money in a manner where your principal and earnings will be 100% taxable as ordinary income? Do you really think it’s a good idea to defer your taxes today when tax rates are historically low and pay them in the future when tax rates are predicted to reach record highs?

We can show you how to build your retirement savings in a way that assures your money will be non-taxable, completely removing the IRS from your retirement picture.

Serious Illness

There is one last thing that you must do for your retirement plan to be bulletproof. You must protect your journey to and after retirement from a serious medical situation.

What if you or one of your loved ones gets seriously ill along the way? You don’t want the cost of taking care of yourself and family to eat up the retirement savings you’ve worked so hard to accumulate.

Millions of Americans will be facing this dilemma over the next few decades because most have no idea of the cost of a serious illness. They believe that their medical insurance or Medicare will take care of anything that comes their way.

If this is the case, then why is the number one form of bankruptcy amongst seniors medical bankruptcy? Why are hundreds of thousands of seniors being forced to become destitute so they qualify for medical benefits and treatments for which they never anticipated having to pay?

We can show you how to protect your retirement plan against a costly illness, without having to purchase additional medical insurance, so that no matter what life throws at you, your retirement savings will be there when you need them. 

Be Sure Your Plan is Bulletproof

If you’re going to invest the time and effort necessary to develop a plan to build and preserve your retirement it makes sense to assure that plan is as bulletproof as possible. Unfortunately, most Americans don’t know how.

The question is, would you like to learn?